Everest Group (EG)

Financials · $15.3B market cap · SEC CIK 0001095073

Next reports on Feb 2, 2027, after the close, with analysts expecting $14.42 in earnings per share.

52-week range $304.55 to $431.19. 2% below its 52-week high and 39% above its low.

The case for EG

• Cheap for its growth: 8.1× earnings, where 10% a year of growth plus a 1.7% dividend would justify about 25×.
• Trades at 0.98× book value, below what the balance sheet says it owns.
• Earnings per share up 257.6%.
• Has compounded revenue at 12.8% a year over five years.
• Moves less than the market (beta 0.22).
• Pays a modest 1.7% dividend.

The case against

• Revenue fell 8.6% year over year.
• Profitability is weak (39/100): return on equity 13%, net margin 11.7%.

What the score is made of

Each factor is half a curve over reported figures and half a rank among the other Financials companies (momentum is judged against fixed thresholds only), and the five are blended by weight. The score is where that blend places it in the S&P 500. It describes the last filing and the current price. It is not a forecast.

• Its debt and cash flow are not scored, as for every company in the Financials sector: for banks, insurers and brokers, borrowing is the business.
• Each factor except momentum is half fixed thresholds, half rank among the 76 Financials companies.

The financials

The financials, five years deep

Pulled from Everest Group's XBRL filings on SEC EDGAR. Italic rows are worked out from the others.

What Everest Group says it does

The Company. Everest is a Bermuda-based reinsurance and insurance organization. As part of the Standard & Poor’s (“S&P”) 500 Index, we are a leading financial services institution focused on diversifying our portfolio and geographic presence. Through our direct and indirect subsidiaries operating in the U.S. and internationally, we serve a diverse group of clients worldwide, providing what we believe are extensive product and distribution capabilities, a strong balance sheet, an innovative culture and access to world-class talent. At December 31, 2025, we had shareholders’ equity of $15.5 billion and total assets of $62.5 billion. Our Operations. The Company’s principal business, conducted through its Reinsurance and Insurance reportable segments, is the underwriting of reinsurance and insurance in the U.S., Bermuda and other international markets. Our global network spans more than 100 countries across six continents. In 2025, the…

Risk factors EG lists in its 10-K

• Our results could be adversely affected by catastrophic events
• Our losses from future catastrophic events could exceed our projections
• Unfavorable loss development may adversely affect our business, financial condition, results of operations or liquidity
• If we are unable to or choose not to purchase reinsurance and transfer risk to the reinsurance markets, our net income could be reduced or we could incur a net loss in the event of unusual loss experience
• The failure to accurately assess underwriting risk and establish adequate premium rates could reduce our net income or result in a net loss
• Decreases in pricing for property and casualty reinsurance and insurance could reduce our net income
• The effects of emerging claim and coverage issues on our business are uncertain
• A decline in our financial strength ratings could adversely affect our standing among cedents and broker partners and our ability to grow premiums and earnings
• A decline in our debt ratings could increase our borrowing costs and adversely affect our ability to access capital markets at attractive rates
• The failure of our insureds, intermediaries and reinsurers to satisfy their obligations to us could reduce our income
• The value of our overall investment income could decline due to changed conditions in the financial markets and prevailing general economic conditions
• The failure to maintain access to enough cash, readily salable or unencumbered financial assets to meet near-term financial obligations may adversely impact business relations and creditworthiness
• We may require additional capital or financing sources in the future, which may not be available or may be available only on unfavorable terms
• Because of our holding company structure, our ability to pay dividends, interest and principal is dependent on receiving dividends, loan payments and other funds from our subsidiaries
• We may experience foreign currency exchange losses that reduce our net income and capital levels
• Our business is sensitive to unanticipated levels of inflation
• Measures taken by domestic or foreign governments could have effects on our business
• We are dependent on our key personnel
• that could negatively impact our business operations
• We are dependent on brokers and agents for business developments
• Our operations are subject to business continuation and resiliency risk
• Our industry is highly competitive and rapidly evolving, and we may not be able to compete successfully in the future
• Business or asset acquisitions and dispositions may expose us to certain risks
• Applicable insurance laws may have an anti-takeover effect
• We may be subject to legal, governmental or regulatory proceedings
• The ownership of common shares of Group by Everest Re Advisors, Ltd., a direct subsidiary of Group, may have an impact on securing approval of shareholder proposals that Group’s management supports
• Provisions in Group’s bye-laws could have an anti-takeover effect, which could diminish the value of its common shares
• Investors in Group may have more difficulty in protecting their interests than investors in a U.S. corporation
• Insurance laws and regulations restrict our ability to operate and any failure to comply with those laws and regulations could have a material adverse effect on our business
• Our business is subject to certain laws and regulations relating to sanctions and foreign corrupt practices, the violation of which could adversely affect our operations
• Regulatory challenges in the United States could adversely affect the ability of Bermuda Re to conduct business
• Bermuda Re may need to be licensed or admitted in additional jurisdictions to develop its business
• Bermuda Re’s ability to write reinsurance may be severely limited if it is unable to arrange for security to back its reinsurance
• Regulatory and legislative developments, as well as executive orders, related to cybersecurity, privacy, data protection and AI could have an adverse impact on our business
• If international tax laws change, our net income may be impacted
• x law changes, our net income may be impacted
• Group and/or Bermuda Re may be subje
• income tax, which would reduce our net income
• Group and/or Bermuda Re may become subject to Bermuda tax, which would reduce our net income
• If U.S. tax law changes, our U.S. shareholders net income may be impacted

Filings

Other Financials companies