Verisk Analytics (VRSK)
Industrials · $22.3B market cap · SEC CIK 0001442145
fundamentals score out of 100
Next reports on Oct 27, 2026, before the open, with analysts expecting $1.97 in earnings per share.
The case for VRSK
- Generated $1.2B of free cash flow in FY2025, 39% of revenue.
- 28% of revenue drops through to net profit.
- Earns 16% a year on everything it owns (return on assets).
- Gross margin of 70% absorbs cost shocks.
- Moves less than the market (beta 0.68).
- Pays a modest 1.0% dividend.
The case against
- Down 29.3% over the past year.
- Priced at 7.1× sales with revenue growing only 5.0%.
- Near the bottom of its 52-week range, 32% below the high. Falling prices usually have a reason; find it first.
- Growth is weak (28/100): revenue +5.0%, EPS +0.4%, +2.0% a year over five years.
What the score is made of
Each factor is half a curve over reported figures and half a rank among the other Industrials companies (momentum is judged against fixed thresholds only), and the five are blended by weight. It describes the last filing and the current price. It is not a forecast.
| Valuewhat you pay for the earnings, sales, assets and cash | 55 |
|---|---|
| Growthhow fast revenue and earnings are moving, this year and over five | 28 |
| Profitabilityhow much of the revenue becomes profit, and how much of that is cash | 91 |
| Momentumhow the price has behaved lately | 26 |
| Stabilityhow violently it moves, what it owes and what it pays you | 57 |
- Equity is a sliver of assets, so return on assets stands in for return on equity, and price-to-book and debt-to-equity are left out.
- Each factor except momentum is half fixed thresholds, half rank among the 79 Industrials companies.
Key numbers
| Price / earnings | 25.2× |
|---|---|
| Price / book | n/m (equity a sliver of assets) |
| Price / sales | 7.1× |
| Revenue growth (YoY) | +5.0% |
| EPS growth (YoY) | +0.4% |
| Gross margin | 70% |
| Operating margin | 43% |
| Net margin | 28% |
| Return on assets | 16.4% (ROE not meaningful: equity a sliver of assets) |
| Debt / equity | n/m (equity a sliver of assets) |
| Current ratio | 1.01 |
| Dividend yield | 1.03% |
| Beta | 0.68 |
| 52-week range | $155.94 – $253.35 |
| Position in that range | 16% of the way up |
| 3-month return | -1.0% |
| 1-year return | -29.3% |
Five years of financials, as filed
Pulled from Verisk Analytics's XBRL filings on SEC EDGAR. Italic rows are derived from the rows above.
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | $3.1B | $2.9B | $2.7B | $2.5B | $2.5B |
| Operating income | $1.3B | $1.3B | $1.1B | $1.4B | $911M |
| Net income | $908M | $958M | $615M | $954M | $666M |
| Operating cash flow | $1.4B | $1.1B | $1.1B | $1.1B | $1.2B |
| Capital expenditure | $244M | $224M | $230M | $275M | $268M |
| Total assets | $6.2B | $4.3B | $4.4B | $7.0B | $7.8B |
| Total liabilities | $5.9B | $4.2B | $4.0B | $5.2B | $5.0B |
| Shareholder equity | $309M | $100M | $310M | $1.7B | $2.8B |
| Cash | $2.2B | $291M | $303M | $113M | $112M |
| Long-term debt | $4.8B | $3.1B | $2.9B | $3.7B | $3.3B |
| Free cash flow | $1.2B | $920M | $831M | $784M | $887M |
| Operating margin | 43.7% | 43.5% | 42.2% | 56.3% | 37.0% |
| Net margin | 29.6% | 33.3% | 22.9% | 38.2% | 27.1% |
| Diluted shares | 140M | 143M | 147M | 159M | 163M |
Share count is down 14.2% over 4 years. Buybacks have been shrinking the pie.
What Verisk Analytics says it does
for further discussion. Our clients use our solutions to make better decisions about risk and opportunities with greater efficiency and discipline. We refer to these products and services as "solutions" due to the integration among our services and the flexibility that enables our clients to purchase components or the comprehensive package. These solutions take various forms, including data, statistical models, or tailored analytics, all designed to allow our clients to make more logical decisions. We believe our solutions for analyzing risk positively impact our clients’ revenues and help them better manage their costs. Executive Summary Key Performance Metrics Revenue growth . We use year-over-year revenue growth as a key performance metric. We assess revenue growth based on our ability to generate increased revenue through increased sales to existing customers, sales to new customers, sales of new or expanded solutions to existing…
Risk factors VRSK lists in its 10-K
- Strategic and Operational Risks Related to Our Business
- We are subject to competition in many of the markets in which we operate and we may not be able to compete effectively
- We could lose our access to data from external sources, which could prevent us from providing our solutions
- To the extent the availability of free or relatively inexpensive information increases, the demand for some of our solutions may decrease
- If we are unable to develop successful new solutions or if we experience defects, failures and delays associated with the introduction of new solutions, our business could suffer serious harm
- We typically face a long selling cycle to secure new contracts that require significant resource commitments, which result in a long lead time before we receive revenues from new relationships
- We derive a substantial portion of our revenues from U.S. P&C primary insurers. If there is a downturn in the U.S. insurance industry or that industry does not continue to accept our solutions, our revenues will decline
- We may incur substantial additional indebtedness in connection with future acquisitions
- There may be consolidation in our end customer market, which could reduce the use of our services
- Financial and Economic Risks Related to Our Business
- General economic, political and market forces and dislocations beyond our control could reduce demand for our solutions and harm our business
- Our financial position may be impacted by tax audits or changes in tax laws or tax ruling
- Cybersecurity and Product/Technology Risks Related to Our Business
- Fraudulent or unpermitted data access and other cyber-security or privacy breaches may negatively impact our business and harm our reputation